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Many dream of the day when they can leave their jobs and retire, but how do we know when it is time to retire?
It can be difficult to realise the time to leave the security and routine of your job and pay-packet. There are four signs that suggest that you are heading into the retirement phase of your life.
- You can afford to retire
With careful financial planning for retirement, many people know if they can afford to retire if you have money saved and low debt. They have also financially managed their financial affairs to continue with a retirement lifestyle.
- You have a lifestyle plan
The New Retirement is the start of a new life journey. It is time to fill your day by doing things that are meaningful to you. You may want to spend time with your family, travel, spend time on your hobbies, or seek the quiet of personal space. It may also mean, working in a new capacity to meet your interest and passion.
- You seek to preserve your health
You are spending time to ensure your good health continues.
- Most of your colleagues and friends are retired
You realise that your colleagues and friends are enjoying their new retirement stage, as you are working! You are looking eagerly how they spend their time! Or, if you are one of the first people in your social circle who has retired, ensure that there are people to connect to. It may be in a community, hobby, social or sporting group.
Retirement is a stage in your life that is a gift. Rather than assuming your retirement will fall into place, it deserves a holistic plan to create a meaningful retirement.
Contact Career Coaching and Training to design a retirement plan that will meet your emotional and mental needs, and give you the best chance at leading a fulfilling life.